At South Coast Savings we know that every home buying or refinancing situation is unique. This is why we utilize cutting edge technologies to create a loan package that will best meet your needs. From processing your mortgage from application through funding, we provide personal service and regular updates regarding the process. Use our online tools to learn more about home loans, and explore our site without any obligation. See if you qualify! Conforming loans usually offer lower interest rates to qualified borrowers Use our 30 second Online Secure Application to get started!
All Borrowers are not cut from the same mold and neither are all loans. We have a variety of Loan Programs to choose from.
Here are some examples
INTEREST ONLY LOAN
Qualified borrowers make interest only payments with the option to pay higher amounts to pay down the principal.
OPTION ARM
This flexible loan features low start rates and allows qualified borrowers to choose between several monthly payment options.
FAST AND EASY
For borrowers with excellent credit, it streamlines the paperwork and documentation normally required in the loan process.
FIXED PERIOD ARMs
These loans have a lower initial rate with the stability of a fixed payment for the first 3, 5 ,7, or 10 years.
HOME EQUITY LOANS
Using their home equity, qualified borrowers can open a revolving line of credit with flexible payment options.